SAVIA Asset Management is an NPL & REO management company with base in Madrid. Our model provides clients with access to a vertically integrated servicing firm of seasoned debt recovery & structuring specialists.
We operate across different asset classes, portfolios of secured and unsecured
loans and REO, as well as single-name loans, adding value throughout the
investment´s life cycle.
| Deal Origination |
| Asset Underwriting |
| Portfolio/Asset Servicing |
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| Secured & Client-Segmented Database |
| Original migration and subsequent management data permanently recorded and backed on real time |
| Analytical, Reporting & Management Modules |
| Flexible & scalable modular system, adapting our IT functional capabilities to new environments |
| Multi-User Interfaces |
| Internal & external loan managers can access system modules on a “permission level” basis |
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| Vertical Integration |
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| Top Quality Infrastructure |
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| Ample Capital Base |
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| Stable Ownership Structure |
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| Experienced Management |
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| Our Values |
This Legal Information constitutes the framework of the relations between the Internet Service User (hereinafter the “User”) and SAVIA ASSET MANAGEMENT, S.L. (hereinafter referred to as "SAVIA"), via the website: http://www.saviaam.com
The User must read this Legal Information carefully. The User, when accessing the SAVIA website, undertakes to respect the terms and conditions of this Legal Notice, the content of which may vary over time, without prior notice, and we therefore suggest that you periodically review these clauses. The User's continued access to or use of the Website shall constitute acceptance of any such changes. If you do not agree to these terms, you may leave the Website.
As the User expressly accepts that any future modification of these current clauses would bind him/her from the moment he/she enters the website, we remind him/her of the importance of periodically reviewing their content.
SAVIA, with registered offices at Calle Albasanz, 12 - 28037 Madrid, and Tax Identification Number B-86511557, is the owner of the website http://www.saviaam.com
In general, the relations between SAVIA and its Users arising from the use of the Website are subject to Spanish legislation and jurisdiction.
The User of the SAVIA Website must comply with the provisions of the applicable national jurisdiction and legislation in relation to access and use of the information contained in the Website. For any queries regarding the services provided by SAVIA, please contact Customer Service at the following address: Calle Albasanz, 12 - 28037 Madrid, or by e-mail: dac@saviaam.com
In compliance with Spanish Act 34/2002 (“LSSI”), we inform you of the following:
Accessing this Website implies knowledge and acceptance of the following general terms and conditions, which regulate access to and use of http://www.saviaam.com (hereinafter, the “Website”), which SAVIA places at the disposal of its customers free of charge. Access to it implies acceptance without reservation. The use of certain services offered on this site shall also be governed by the specific conditions provided for in each case, which shall be deemed to be accepted by the mere use of such services.
The contents and services included in this website are not intended for, or directed at, those persons residing in jurisdictions where their contents are not authorised or are contrary to legal provisions or customs. Access to this Website is the sole responsibility of the Users.
Access to this Website does not imply any type of commercial relationship between SAVIA and the User. This Internet service through its Website is merely informative and does not constitute an offer to sell or a request to buy any investment product or investment service.
The visualization, printing and partial downloading of the content of the Website is authorised only and exclusively if the following conditions are met:
SAVIA will be reasonably dedicated to verifying and updating the information and materials included in its Website and to evaluating that its sources are reliable and honourable. Notwithstanding the foregoing, the information, analyses, opinions and recommendations published on or through this Website are provided exclusively for information purposes and are of an indicative nature, for which reason SAVIA, its directors, executives and/or employees shall not be held responsible, nor shall they guarantee or assure that their content is reasonable, exact, complete, precise, timely, reliable or current.
Consequently, SAVIA is exonerated from all liability in relation to the content, accuracy, reliability and veracity of the information, whatever the form in which it is presented and the Users of the Website in their investment decision making, must assume the risks arising from the use of this information or recommendations without any liability attributable to SAVIA, its directors, executives and/or employees. The User is aware that he/she is responsible for his/her own investment decisions and must seek his/her own professional advice regarding the suitability of any investment or investment strategy mentioned on the Website.
Any information or analysis included in the Website has been prepared for information purposes only and SAVIA is not obliged to update this information or analysis, so that it is possible that it does not reflect events that occur after the date of publication.
Access and navigation of SAVIA’s Website implies acceptance and knowledge of the legal warnings, conditions and terms of use contained therein.
Access to part of this Website must be expressly requested by the Users, and SAVIA shall have sole discretion to accept or reject such request. In the event that SAVIA access is granted to a User's request, access will be activated by using a system of keys and codes provided by SAVIA to ensure the identification of Users and the integrity and confidentiality of the keys and codes provided.
The code or password is confidential. If the User believes that someone has had access to his/her code or password, he/she must notify SAVIA, which will immediately modify them. SAVIA is not responsible for or guarantees that access to this Website will be interrupted or that it will be free of error or cause damage. Under no circumstances will it be liable for damages of any kind arising from access to and use of the Website, including, but not limited to, those caused to computer systems or those caused by the introduction of viruses. SAVIA will carry out, as long as there are no causes that make it impossible or difficult to carry out, and as soon as it becomes aware of the errors or disconnections, all those tasks aimed at correcting the errors and establishing communication.
Both access to the Website and the non-consensual use that may be made of the information contained therein is the sole responsibility of the person accessing or using it. SAVIA shall not be liable for any consequences or damages that may arise from such access or use. SAVIA is not responsible for any security errors that may occur or for any damage that may be caused to the User's computer system (hardware and software), or to the files or documents stored therein, as a result of:
The downloading of any material including software, or any computer file, is at the User's sole discretion and risk. The User shall be solely responsible for any damage caused to his/her computer system or loss of data resulting from the download, installation or operation of any materials.
SAVIA may modify unilaterally and without prior notice, whenever it deems it appropriate, the structure and design of the Website, as well as modify or eliminate the services, contents and conditions of access and use of the Website.
The browsing process of a User on the SAVIA Website leaves a "trace" of the IP address assigned to him/her in that session by the Access Provider. The registration of this IP address is for internal purposes only, such as access statistics to the Website.
The IP address for the same User is different from one Internet connection to another, so it is not possible to deduce any "habit" of browsing the SAVIA Website by a specific User. SAVIA assumes no responsibility whatsoever for the contents linked to the Website, provided that they are not linked to it, nor does it guarantee the absence of viruses or other elements in the same that may cause alterations to the User's computer system (hardware and software), documents or files, excluding any liability for damages of any kind caused to the User for this reason.
In the event that any User, customer or third party considers that the content or services provided by the linked pages are unlawful or damage property or rights of the User himself, of a customer or of a third party liable for compensation, he must send a notification form to the address dac@saviaam.com and, in particular, when they consist of:
SAVIA declines all responsibility arising from the exchange between Users of information obtained through its Website.
For further information please consult the privacy policy
For further information please consult the cookies policy
All links from third parties to the Website must be to its home page, and "deep links", "framing" and any other use of the contents of the Website by unauthorised third parties is expressly prohibited.
Unauthorised use of the information contained on the Website, its resale, as well as the infringement of SAVIA's intellectual property rights, will give rise to the legally established responsibilities.
With regard to the quotations or products and services of third parties, SAVIA acknowledges in favour of their owners the corresponding intellectual and industrial property rights, and their mere mention or appearance on the Website does not imply the existence of any rights or liability of SAVIA with regard to them.
Without prejudice to the foregoing, SAVIA reserves all copyright, trademark, patent, intellectual property and other proprietary rights with respect to the content and design of the Website.
9. QUALITY POLICY
SAVIA ASSET MANAGEMENT, SL assumes its commitment to quality and the provision of excellent services based on the UNE-EN-ISO 9.001: 2015 standard, recognizing the importance of integrating respect and protection of the environment as an essential variable of its activity, information security and occupational health and safety, avoiding negative impacts that may arise from the development of its activities.
For this, the fulfillment of requirements offered to clients is sought, consolidating the trust placed in Savia Asset Management; effective management and control of processes; continuous improvement of services and customer service; the effective assignment of roles and responsibilities; the awareness and motivation of Savia Asset Management staff about the importance of the implementation and development of a Quality Management System and; the achievement of the objectives that is proposed continuously.
In addition, it seeks to comply with the applicable legal, regulatory and other applicable requirements that the organization subscribes in terms of quality; objectives and goals are established focused on the evaluation of quality performance; we ensure the satisfaction of our clients and interested parties; consultation and participation of employees is encouraged in matters related to quality; the correct state of the facilities and the appropriate equipment are guaranteed so that they are in correspondence with the activity, objectives and goals of Savia Asset Management; the participation of all staff is promoted in the achievement of our objectives and contribute to the service adapting to business, cultural and social values and; Adequate training and information is provided to employees so that they carry out their activities in the best possible way, emphasizing the quality of the service provided.
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SAVIA ASSET MANAGEMENT, S.L. is a master servicing company, as well as a provider of loan management services (being or not collateral) and real estate, including advisory services, with its own infrastructure and network of specialised external providers, which has the necessary skills, staff and facilities for the development of its business and the fulfilment of its obligations This Legal Notice, the Privacy Policy and the Cookies Policy (the “Legal Terms”) have been prepared by SAVIA ASSET MANGEMENT, S.L. exclusively for the information of its customers. Those documents and their contents do not constitute an offer, invitation or solicitation to purchase, sell or subscribe to any securities or other financial instruments. The information contained therein has been obtained from sources believed to be reliable, and the opinions expressed are based on them, but SAVIA does not guarantee its accuracy, completeness or completeness. The information contained in the Legal Terms is subject to change without notice. SAVIA or any of its officers or employees may, to the extent permitted by law, hold positions or be interested in any transaction or investment directly or indirectly related to this Legal Terms. Neither SAVIA nor any of its officers or employees accepts any responsibility for any direct, indirect or consequential loss arising from the use of the Legal Terms or their contents. The reproduction, distribution or publication of this document or any part thereof by any person or for any purpose whatsoever is not authorised without the prior express consent of SAVIA. SAVIA does not hold, directly or indirectly, any permanent shareholdings in the capital of companies that may be the object of analysis in this Legal Terms. SAVIA ASSET MANAGEMENT, S.L. and the User, expressly waiving any other jurisdiction, submit to the courts and tribunals of the city of Madrid (Spain), to resolve any dispute that may arise from access to or use of the website: http://www.saviaam.com
In order to use certain features of the Website, Savia Asset Management, S.L. (SAVIA) will ask the User to provide certain personal data (e.g. e-mail address, name, company, etc.).
SAVIA informs users that it respects current legislation on the protection of personal data, user privacy and the secrecy and security of personal data, adopting the necessary technical and organisational measures to prevent the loss, misuse, alteration, unauthorised access and theft of the personal data provided, taking into account the state of the art, the nature of the data and the risks to which they are exposed.
The data controller of your personal data is:
If you have any questions regarding data protection, you can contact SAVIA at the following e-mail address: lopd@saviaam.com
The personal data provided voluntarily by the User through the different means enabled for this purpose on SAVIA´s website will be treated for the following purposes:
The legal basis that enables SAVIA to process your data for the purposes indicated above are:
Your personal data will be kept for the time necessary to fulfill the purposes for which SAVIA has collected them. As soon as the relationship ends, SAVIA will keep your data duly blocked for the sole purpose of meeting the responsibilities of any kind that may arise. Once the statute of limitation of these responsibilities is over, your personal data will be deleted.
The personal information collected from registered Users is stored in a record of processing activities for which SAVIA is responsible. SAVIA assumes the technical, organisational and security measures that guarantee the confidentiality and integrity of the information in accordance with the provisions of Regulation (EU) 2016/679 General on Data Protection.
The User will be responsible, in any case, for the truthfulness, accuracy, validity and authenticity of the Personal Data provided, and SAVIA reserves the right to exclude from the registered services any User who has provided false data, without prejudice to any other legal actions that may be taken.
SAVIA undertakes not to transfer or communicate User personal data to any third party.
Nevertheless, it is possible that SAVIA allows access to User personal data to third parties that help SAVIA in the management of its Website. These third parties will acquire the status of Data Processors. As such, they may only process User personal data in accordance with SAVIA instructions. SAVIA guarantees Users that every entity complies with the data protection legislative framework, which is also applicable to Data Processors.
However, SAVIA will disclose to the competent public authorities personal data as well as any other information in its possession or accessible through its systems that are required in accordance with the legal and regulatory provisions applicable to the case.
Any User may, at any time, exercise the following rights by sending a written communication to SAVIA and accompanying his or her request with a copy of his or her National Identity Card or Passport:
The written communication should be addressed by email to the following email address: lopd@saviaam.com or by postal communication to Calle Albasanz, 12, 28037 Madrid (Spain).
We also inform you that, in cases where the processing of your personal data is based on your consent, you can withdraw your consent at any time. The withdrawal of consent will not affect the legality of the treatment based on the consent prior to its withdrawal.
For further information please consult the privacy policy