• About Us

    • SAVIA Asset Management is a Madrid-based NPL & RE  platform.
    • The firm is a subsidiary of JB Capital Markets (www.jbcm.com). JB Capital Markets is an independent securities firm leader in Spain, member of the Madrid Stock Exchange and supervised by Spain’s Comisión Nacional del Mercado de Valores (CNMV). The Group has more than 140 professionals and a capitalization of Euros 50m. JB Capital Markets is a member of the Madrid Stock Exchange, and is supervised by Spain’s Comisión Nacional del Mercado de Valores (CNMV)
    • SAVIA Asset Management´s servicing platform is multi-asset and vertically integrated. The company originates, underwrites, and manages distressed debt portfolios of secured and unsecured NPLs, REO, as well as single name loans. The platform operates throughout the entire life cycle of the investment, applying recovery strategies designed for maximizing investment returns over specific timeframes.
    • The company rests on a state-of-the-art, multi-asset, NPL & REO management system, and relies on a multi-disciplinary team of professionals spanning all areas of analytics, legal, RE and asset management
  • What we do

    SAVIA Asset Management is an NPL & REO management company with base in Madrid.  Our model provides clients with access to a vertically integrated servicing firm of seasoned debt recovery & structuring specialists. 

    We operate across different asset classes, portfolios of secured and unsecured loans and REO, as well as single-name loans, adding value throughout the investment´s life cycle.




  • Our Services

    Deal Origination
    Asset Underwriting
    Portfolio/Asset Servicing
    • Uniquely positioned to originate and negotiate NPL and REO portfolio transactions
    • Advise to loan holders/buyers on appropriate portfolio selection
    • Portfolio segmentation and loan-by-loan cash flow projection analysis
    • Provision of asset valuations & portfolio price level
    • Credit and legal loan file reviews
    • Servicing and master servicing of both secured & unsecured loans and REO
    • Establishment of dynamic recovery strategies by asset profile and portfolio type
    • Investor-level reporting
  • IT Environment

    Basic architecture
    Secured & Client-Segmented Database
    Original migration and subsequent management data permanently recorded and backed on real time
    Analytical, Reporting & Management Modules
    Flexible & scalable modular system, adapting our IT functional capabilities to new environments
    Multi-User Interfaces
    Internal & external loan managers can access system modules on a “permission level” basis
  • Strong focus on compliance and information security

    • Strict compliance with Data Protection Law and Anti Money Laundering Law
    • Effective implementation of KYC policies
    Regulatory Compliance
    • Customer focus
    • Transparency
    • Responsible and respectful behaviour towards borrowers
    Code of Ethics
  • Our Value Proposition

    • Asset management: Independent servicing firm (NPLs of all types, as well as REO)
    • Investing: Capacity to co-invest with clients, ensuring full alignment of interests
    • Focused on serving institutional investors and financial institutions
    Vertical Integration
    • Significant investment in IT: State-of-the-art, multi-asset, management system
    • High caliber internal IT support team, shared with JB Capital Markets, a regulated broker-dealer
    Top Quality Infrastructure
    • JB Capital Markets Group has a total capitalization of Euros 50m
    Ample Capital Base
    • Savia Asset management is a subsidiary of JB capital Markets
    Stable Ownership Structure
    • Extensive business experience and specific NPL & REO investing and management know-how
    • Combined 100+ years experience of senior management team
    Experienced Management
    • Excellence
    • Integrity
    • Independence
    Our Values
  • Contact Us

    SAVIA Asset Management

    Calle Albasanz, 12, Planta 2
    28037 Madrid
    Tel: +34 91 789 25 50

     Accept Legal Notice and Privacy Pollicy
  • Privacy policy

    In order to use certain features of the Website, Savia Asset Management, S.L. (SAVIA) will ask the User to provide certain personal data (e.g. e-mail address, name, company, etc.).

    SAVIA informs users that it respects current legislation on the protection of personal data, user privacy and the secrecy and security of personal data, adopting the necessary technical and organisational measures to prevent the loss, misuse, alteration, unauthorised access and theft of the personal data provided, taking into account the state of the art, the nature of the data and the risks to which they are exposed.


    The data controller of your personal data is:

    • CIF: B-86511557
    • Registered office: Calle Albasanz, 12, 28037 Madrid (Spain).
    • Telephone number: (+34) 917 892 599

    If you have any questions regarding data protection, you can contact SAVIA at the following e-mail address: lopd@saviaam.com


    The personal data provided voluntarily by the User through the different means enabled for this purpose on SAVIA´s website will be treated for the following purposes:

    • Access and use of the website.
    • Information, offer and contact.
    • Customer Service Department.
    • Compliance with current laws.


    The legal basis that enables SAVIA to process your data for the purposes indicated above are:

    • 1. Pre-contractual and contractual relationship.
    • 2. Legal obligation.
    • 3. Consent.


    Your personal data will be kept for the time necessary to fulfill the purposes for which SAVIA has collected them. As soon as the relationship ends, SAVIA will keep your data duly blocked for the sole purpose of meeting the responsibilities of any kind that may arise. Once the statute of limitation of these responsibilities is over, your personal data will be deleted.


    The personal information collected from registered Users is stored in a record of processing activities for which SAVIA is responsible. SAVIA assumes the technical, organisational and security measures that guarantee the confidentiality and integrity of the information in accordance with the provisions of Regulation (EU) 2016/679 General on Data Protection.

    The User will be responsible, in any case, for the truthfulness, accuracy, validity and authenticity of the Personal Data provided, and SAVIA reserves the right to exclude from the registered services any User who has provided false data, without prejudice to any other legal actions that may be taken.


    SAVIA undertakes not to transfer or communicate User personal data to any third party.

    Nevertheless, it is possible that SAVIA allows access to User personal data to third parties that help SAVIA in the management of its Website. These third parties will acquire the status of Data Processors. As such, they may only process User personal data in accordance with SAVIA instructions. SAVIA guarantees Users that every entity complies with the data protection legislative framework, which is also applicable to Data Processors.

    However, SAVIA will disclose to the competent public authorities personal data as well as any other information in its possession or accessible through its systems that are required in accordance with the legal and regulatory provisions applicable to the case.


    Any User may, at any time, exercise the following rights by sending a written communication to SAVIA and accompanying his or her request with a copy of his or her National Identity Card or Passport:

    • Right of access: see what personal data about you SAVIA processes.
    • Right of rectification: to modify the personal data processed by SAVIA when these are inaccurate.
    • Right of deletion: request that SAVIA deletes your personal data.
    • Right of limitation: request that SAVIA limits the processing of your personal data.
    • Right of portability: request that SAVIA provides you with your information in a computer format.
    • Right to file a complaint: in the event that you consider that SAVIA has processed your personal data in breach of the regulations, you have the right to file acomplaint before the relevant supervisory authority (Spanish Data Protection Agency - Agencia Española de Protección de Datos).

    The written communication should be addressed by email to the following email address: lopd@saviaam.com or by postal communication to Calle Albasanz, 12, 28037 Madrid (Spain).

    We also inform you that, in cases where the processing of your personal data is based on your consent, you can withdraw your consent at any time. The withdrawal of consent will not affect the legality of the treatment based on the consent prior to its withdrawal.

    8. COOKIES

    For further information please consult the privacy policy

  • Cookies policy

    The Website uses its own cookies and those of third parties that are necessary to allow the User to enjoy all the functionalities of the Website and to track his/her browsing habits. Cookies are small text files that are installed in the User's browser. They are used to record his/her activity on the Website, to allow a more fluid and personalized browsing or to provide additional functions such as the display of videos or interactive graphics.

    The Website installs the following types of cookies:

    • • Technical Cookies. They are necessary for the functioning of the Website and allow, for example, the User to access secure areas.
    • • Analytical Cookies. They make it possible to analyse the User's browsing habits and to recognise him/her when he/she returns to the Website. These cookies help SAVIA to improve the Website and enable the User to view its content in a personalised manner.

    In addition, the Website installs cookies from the following third parties:

    • • Google Analytics. This Website uses Google Analytics, a tool owned by Google, Inc. which is headquartered in the United States (1600 Amphiteatre Parkway, Mountain View, California, CA 94043), which collects information on its servers anonymously to produce reports on Website trends without identifying individual users. You can find a description of the type of cookies used by Google Analytics and information about their expiry date at https://developers.google.com/analytics/devguides/collection/analyticsjs/cookie-usage?hl=en.

    The User can configure his browser to not accept cookies, block them and, if necessary, delete them. Likewise, the User may withdraw at any time a consent granted previously for the installation of the same. Below is the path that the User must follow in order not to authorize, disable or block cookies in different web browsers:

    • • Internet Explorer: Tools -> Internet Options -> Privacy -> Settings.
    • • Firefox: Tools -> Options -> Privacy -> History -> Custom Settings.
    • • Chrome: Settings -> Show advanced options -> Privacy -> Content settings.
    • • Safari: Preferences -> Security.
Cookies policy
We use first and third party cookies to improve our services and statistically analyze the use of our web. If you continue browsing our website, you accept the use of cookies. You may modify its settings or get more information on them in our Cookies Policy.